Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Saturday, March 24, 2007

Earning Money, Building Wealth

Becoming wealthy is not easy! There are many people out there who tell you that they will sell you the secrets to wealth for $19.97 or something - some of these plans probably have some value, but be sure of one thing - you're going to have to work hard to get rich!
Planning for a good retirement is about as much as most people can do, whereas a small percentage will really work hard and take big risks to earn financial freedom early in life. Being wealthy can also mean a great deal of sacrifice along the way. Don't work so hard that you forget to have some fun along the way!

Tuesday, March 20, 2007

Buying and Selling on eBay

Buying and selling stuff on eBay can be a real headache. I've bought stuff in the past that looked like it was local, but ended up shipping from Japan - it took weeks, and then I got stiffed for duty when I finally got it.
I've been reading up on some eBay selling tips before I sell my old CD collection. No need for that anymore now that I have an iPod (also bought off eBay!) I might sell some of my old computer gear too. Hopefully I will make money from these sales so that I can buy a new mac book. Guess where I will buy that from? That's right - eBay!

Tuesday, February 27, 2007

Different Certificate of Deposit Products

There seems to be too many CDs (Certificate of Deposit investments) to choose from. I'm trying to invest some money I have gotten in a windfall for a 'rainy day' but I'm struggling to choose a bank to go with.
Should I just look for the highest CD rates? or should I be looking at the penalties attached if I decide to withdraw the money early (for example, to buy into my brothers business, or maybe buy a new car :))... it is so hard to decide on a product.
I found some good advice on the RateTrackr website, defining what you want and need is the important thing, deciding how long you can lock the money away for, and what your ultimate aims are for the money.

Sunday, February 18, 2007

Loans, Credit Cards :: UK Government

I've found some more really useful informational sites from the UK government.
Advice Guide is another website from the Citizens Advice Bureau which provides practical information on tricky subjects such as benefits and housing as well as financial matters like credit cards and loans.
Consumer Direct promises 'clear, practial consumer advice' and has a large section on money and finance. The advice here includes tips for security shopping online with your credit card, and buying from overseas.

Money Made Clear

If, like me, you're not too good with money, you could do worse than check out some of the government websites. The 'money made clear' website from the UK Financial Services Authority has infomation you should read before taking on any new credit cards or loans.
Other grat financial websites from the UK government include the Citizens Advice Bureau (although you're more likely to use this one if you run into problems such as missing loan repayments), and the Money, Tax and Benefits section of the DirectGov website.